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Ordering your home or condo from Traditions Real Estate has never been easier.  Just tell one of our employees on the other side of the microphone what you would like and we'll serve it up to you with world class service!

If you are looking for a house or condo in the Cedar Rapids real estate market or surrounding areas,  here is what the menu looks like!  Simply let one of our agents know what you are in the market for, and we'll deliver those results right to your email inbox.

Area  (NE, NW, SE, SW Cedar Rapids, Marion, Hiawatha/Robins, etc...)

Price Range

Square Footage

# of Bedrooms and Baths

Garage Type (Single, Double, Triple Stall)

Basement (Finished, Don't Care)

Provide us with your name, phone number, address and email and we'll get right back to you!  All of your information that you provide to us is kept in strict confidentiality and will never leave our hands.

SO WHAT ARE YOU WAITING FOR???  WORLD CLASS SERVICE AWAITS YOU AND YOUR FAMILY!  ORDER YOUR DREAM HOME TODAY!

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

Success in real estate at the SERVICE of others

 

WHAT SHOULD YOU DO IF YOU...

  • See another brokerage's ... SIGN on your dream property?
  • Read another brokerage's ... Ad on your perfect investment?
  • See a ...For Sale By Owner on a "too good to be true?"
  • Hear of a home from a ... FRIEND that seems perfect?
  • See a ... NEW MODEL HOME of a realistic builder?
  • Drive by an UNLISTED HOME... you love?

LET CHRISTOPHER SMITH AND TRADITIONS REAL ESTATE:

  1. Do the value analysis
  2. Determine the comparable sales
  3. Advise on negotiations
  4. Enlist the services of our entire team to go to closing
  5. Keep you safe and out of litigation
  6. Retain you, your family, and friends as customers for life

Call Christopher Smith first when the above happens!  You WILL save money!

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

Success in real estate at the SERVICE of others

The technology is new, but the service is tried and true!  Traditions Real Estate broker Matt Smith has been servicing the needs of Cedar Rapids real estate buyers and sellers for over 18 years.  The office is located behind the old NEVADA BOB's Golf Center on Blairs Ferry Road NE.  Here is our address:

Traditions Real Estate Systems

1957 Blairs Ferry Road NE, Suite 600

Cedar Rapids, Iowa 52402

Our office and our agents are equipped with the following tools to maximize your return on your investments with us.  Here is a sampling of what we offer.

  • Page one ranking on www.google.com for the key search phrase "Cedar Rapids Real Estate."  I'm the only local Realtor currently on page one.  Why is this important?  Imagine hundreds of people search the Internet everyday for Cedar Rapids real estate.  They see our website, they see your listing as a Featured Listing; they like, they buy!
  • Seller's Highest Priced Analysis sheet.  When we list your house, we give you the absolute highest priced scenario.  Then we go to work marketing and selling your house for that price.  We give you the recommendations to get your house to that level, unless you are already there!
  • Virtual Tours on every listing FREE!
  • 36 Color High Resolution Wide Angle photographs for every listing.
  • "VIRAL BROADCASTING" of your listing to more than 20 local, regional, and national real estate websites for maximum exposure.  "He who markets to the most potential buyers wins."
  • Every agent in our company works together in concert to sell each and everyone of our listings.
  • Lastly, we all live by the "Get By Giving" Philosophy.  We pay it forward in our community and the results come back in kind.

Give us the opportunity to earn your trust and become a customer for life!  Our technology is incredible and so cutting edge, that any other Realtor/Brokerage will take years to possess.  Please come by the office and pretend you are a buyer or seller.  Let us show you what we can do for YOU!

Have a great and much deserved 4th of July weekend!

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

"Success in real estate by serving others."

 Cedar Rapids Real Estate

Southwest Cedar Rapids, Cedar Rapids  -  Announcing a price reduction on 3810 Banar Ave SW, a 3,341 sq. ft., 2 bath, 3 bdrm ranch. Now MLS® $235,000 - Priced to Sell!.

Property information

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

"Success in real estate at the service of others"

 Cedar Rapids Real Estate

Northeast Cedar Rapids, Cedar Rapids  -  Announcing a price reduction on 3010 Cedar Ridge Drive NE, a 3,352 sq. ft., 3 bath, 5 bdrm 2 story. Now MLS® $299,950 - Priced to Sell!.

Property information

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

"Success in real estate at the service of others"

Exterior Front

 Cedar Rapids Real Estate

• 3,017 sq. ft., 2 bath, 4 bdrm 2 story - MLS® $259,950 - Beautiful Value in Bowman

 -  Gorgeous landscaping wraps around this beautiful two story in Bowman Woods. Beautiful neighborhood with award winning schools awaits your family! Walk in to formal dining and living areas, enormous family room opens up to spacious kitchen with eat in breakfast area. Four seasons sunroom off of the family room for year round entertaining. Master oasis upstairs is separate from other bedrooms and offers private sitting area, vaulted ceilings and lots of bright light through windows. Dual vanities, jacuzzi tub and separate shower in Master bath. Bedrooms are large and offer many options for craft rooms or office space. Lower level is enormous and can provide ample storage or be easily finished for more square feet and instant equity! This home is very well taken care of and is a pleasure to show!

Property information

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

"Success in real estate at the SERVICE of others"

The other evening, I was online and I had just installed my new chat feature.  This feature lets users who visit my website that I am available to answer any questions.  All of a sudden, I received this sound I've never heard before.  It was the sound of "Hey you, someone is online and has a question to ask you." 

As I started a dialogue with this individual, one of the questions asked was "Who is Traditions Real Estate."  As I typed back an answer to this individual, it dawned on me, "What a great idea for a blog post."  So here goes: Traditions Real Estate: IDENTIFY YOURSELF!

TRADITIONS REAL ESTATE IS:

  • One of the few real estate companies with the Christian philosophy of paying it forward, get by giving, and I am third.  If all of these concepts are foreign to you, please read on!
  • The Get By Giving philosophy is basically, 'The more you give of yourself, your time, your efforts, and your money, the more returns you receive.'  In other words, it comes back to you!
  • Paying it forward means that Traditions Real Estate invests heavily on the front end of buyer and seller transactions so that you become a customer and friend for life.  Our SERVICES cannot be duplicated by other real estate brokerages or Realtors, period.  Why?  Because it takes too much time, effort, and money to do the things we do.  For example, we use state of the art high resolution wide angle lens cameras for our photo shoots.  We offer 24-36 photos per listing where the others barely offer 8 photos.  We offer virtual video tours, where knowone else even messes with it because it's too costly and time consuming.  We offer page one exposure on www.google.com for the key search phrase "Cedar Rapids Real Estate."  No other local Realtor or Brokerage can even come close to offering "Viral Exposure" of your listing like we can.
  • I am Third:  Our faith is first.  It's our navigational compass and it guides us in our directions, plain and simple, our friends and family are second, and we are third; nuff said!
  • Our beloved broker Matt Smith is not only a wonderful boss, but he is an outstanding husband and father to his lovely children.  Being there for your family is more important than anything.  He has over 18 years of experience in Cedar Rapids Real Estate.  Matt's philosophy on real estate is simple.  Provide the end user (that's you silly) with the most complete and comprehensive service package available in real estate today, so that you not only remember our services, but you recommend them highly to everyone you talk to.  Matt and I talk about the Full Service Gas Station analogy a lot.  When you pulled up your car, everything under the hood was serviced, not just the gasoline.  We as Realtors of Traditions Real Estate are not satisfied until we have checked everything under the hood and you drive away with a smile on your face.
  • As mentioned earlier, our Internet marketing services cannot be duplicated by any other Realtor or Brokerage in town period!  Over 75% of searches for "Cedar Rapids Real Estate" come by way of www.google.com.  You cannot pay someone to be on the first page of Google for any key search phrase.  Like the old investment commercial used to say, "You have to EARRRNNN it."  Imagine having your listing seen by hundreds of "potential customers" each day, because you are one of the FEATURED LISTINGS on my website: www.christophersmithrealtor.com.   What are the chances that one of those "potential customers" might actually turn into a buyer?
  • Traditions Real Estate actively BLOGS about our business, our philosophy, our heavy emphasis on SERVICE, and of course our listings.   When our blogs are sent out into cyberspace, they reach literally hundreds and thousands of readers.  This VIRAL EXPOSURE of your property will sell listing faster and for more of the asking price.  The sale of your house can be accomplished by doing two things well: pricing and exposure of your property to as many "potential buyers" as possible.
  • Knowone in town does a Comparable Market Analysis like Matt Smith and Traditions Real Estate.  We price your house to sell based on what the buyer is willing to pay in today's active market place.  We will not price your house to sit on the market for six months.  That's called over-pricing.  We will end up not getting some listings because we are honest with the sellers regarding what their home should be listed at in order to sell.  That's okay with us, one of our principles is honesty and we will walk away from a listing with that in tact.
  • Traditions Real Estate is a full service brokerage and offers flexible commission plans starting at 5% - 7%.  Our 5% plan first of all, saves you (potentially) thousands of dollars in commission fees at closing.  Second, our 5% plan of marketing your home beats most of the competition that offers to list your home for 7%. 
  • We will never compete our services to the big dogs in town.  All we ask for you to do is compare our services with others: http://www.christophersmithrealtor.com/Menu_of_SERVICES/page_2019810.html 
  • If you interview other Realtors/Brokerages for the job of marketing and selling your home, have our Menu of Services page printed out and handy.  Ask the Realtors of the big companies that charge you 7% if they take 36 color, high res, wide angle lens photographs, advertise on over 100 Real Estate affiliate websites locally, regionally, and nationally.  Ask them if they write blogs about their listings, offer video virtual tours, audio tours, 1-800-CALL-CAPTURE signs, etc.  Ask them if they go door to door to "feeder neighborhoods" and in the neighborhood to active solicit buyer interest.  All we are saying here is make the comparisons for yourself.

Who is at the heart of the company whose marketing and selling your home?  Do you know who they are and what they stand for in business and in life?  Do you ensure that what they promise you for 7% is what they actually deliver?  Does your Realtor/Brokerage work for the money or for you? 

We are Traditions Real Estate, and we are honored to represent Cedar Rapids Real Estate and surrounding communities with the very best of SERVICE!

Thank you for reading this blog, and have a wonderful week!

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

"Success in real estate at the SERVICE of others."

Not only is this an eye catching title, it's actually the truth. 

Every once in a while, I share a product that can revolutionize the way you do business, communicate with friends, and make life easier.  TRUST ME, THIS IS ONE OF THOSE PRODUCTS!!!!

If you're one of the 700 million email users sending over 30 billion emails every day, you can point, click, and send vibrant email VIDEOS to anyone, anywhere in the world, with simple point and click accuracy.

Introducing Talk Fusion.  This innovative technology combines the power of video with the ease of email, allowing you to be in two places at once, share special moments, and even build greater brand loyalty among customers.

All without annoying downloads, popup windows, software to install, or attachments to open.  With the hundreds of video templates you can choose from you can add razzle-dazzle to any message in less than two minutes.

For a VIDEO DEMONSTRATION and INFORMATION ABOUT THIS WONDERFUL PRODUCT, go to www.talkfusion.com/1174439.  This is my personal website for this product.  Listen to the demonstrations, explore what this video email technology is all about and choose for yourself.  You can order the product directly from this website and get started immediately.  I'm telling everyone I know about this new technology and it is literally going to change the way we communicate now, and in the future. 

Here is how I've used this technology so far:

  • Video email my daughter who lives with her mother in Wisconsin.  She cried the first time she saw her Daddy's video email and played it over 12 times.  How do I know this?  The software that comes with this program lets you know how many times the person watches your video!  Isn't that cool!
  • My wife and I have been sending anniversary and birthday video emails like crazy.  There are dozens of templates for these special occasions.
  • My brother is in China for 3 weeks and is missing his children terribly.  We sent a video email of his two children to him and he has watched it about 20 times already.  His message back to me was very emotional.  The fact that I had thought about his children and how he would be missing him.  He had no idea I had this technology in place and it blew him away!
  • I have been able to stay in touch with friends and family who lives across the country with ease.  I've got friends in Austin, Texas, and my brother lives in Colorado so it has been an easy way to communicate and now my friends and family are on board.
  • Your own videos can be uploaded into the templates and sent to friends and family with ease. 
  • My daughter will be able to communicate via video email daily with her mother when I have her for the summer months.  She is so excited to get in front of the computer and compose her video emails!

Please check out this great technology and let me know what you think!  Have a great weekend gang!

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

"Success in real estate at the SERVICE of others."

Exterior Front

 Northeast Cedar Rapids Real Estate

• 1,695 sq. ft., 1 bath, 3 bdrm 2 story - MLS® $89,950

 -  CONVENIENT LOCATION IN THIS THREE BEDROOM, ONE BATH, TWO STORY CHARMER. BEAUTIFUL ATTENTION TO DETAIL IN LIVING AND DINING AREAS. GORGEOUS OLD STYLE WOODWORK REMAINS. NICE SIZED BEDROOMS WITH ROOMY BATH UPSTAIRS. ATTIC IS 95% FINISHED AND READY TO BE CONVERTED INTO OFFICE, BEDROOM, PLAYROOM, ETC.

Property information

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

"Success in real estate at the SERVICE of others."

Exterior Front

 

Marion Iowa Real Estate 

• 2,964 sq. ft., 3 bath, 4 bdrm ranch - MLS® $279,900

 -  OUTSTANDING QUALITY AND UNCOMPROMISING BEAUTY DESCRIBE THIS GORGEOUS RANCH IN MARION. COZY LIVING ROOM LEADS TO CUSTOM KITCHEN AND DINING AREA. HUGE DECK AND BACKYARD FOR ENTERTAINING. ALMOST 3,000 SQUARE FEET OF LIVEABLE SPACE. MASTER SUITE AND BATH ARE SEPARATE FROM OTHER BEDROOMS ON FIRST FLOOR. SANCTUARY IS YOURS IN THE MASTER BATH SUITE! ENORMOUS GREAT ROOM IN BASEMENT. AWESOME NEIGHBORHOOD AND AWARD WINNING SCHOOL DISTRICT!

Property information

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

"Success in real estate at the SERVICE of others."

Exterior Front

 

 Hiawatha Iowa Real Estate

• 2,280 sq. ft., 1 bath, 3 bdrm ranch - MLS® $155,950 - Lots of Home and Land!!!

 -  A LOT OF HOUSE AND YARD FOR THE MONEY! BEAUTIFUL, OPEN FLOOR PLAN WITH CUSTOM KITCHEN DESIGN, LEADING INTO DINING ROOM. BEDROOMS ARE NICE SIZED WITH MASTER BED HAVING 1/2 BATH OF ITS OWN. GORGEOUS, TILED ACTIVITY ROOM BETWEEN GARAGE AND LIVING ROOM. LARGE GREAT ROOM IN BASEMENT WITH FULL SIZED BAR FOR ENTERTAINING. ENORMOUS, FENCED BACKYARD, ALMOST 1/2 ACRE.

Property information

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

"Success in real estate at the SERVICE of others."

Exterior Front

 Cedar Rapids Real Estate

• 3,341 sq. ft., 2 bath, 3 bdrm ranch - MLS® $239,950 - Priced to Sell!

 -  Open the door and say, "Wow." One of a kind ranch in SW Cedar Rapids behind Target off of Edgewood Road. Great neighborhood, convenient to everything! Former builder's home with upgrades galore! Columns, French ceilings, Corian countertops throughout entire house, jacuzzi tub in master bath, custom built bar for entertaining your guests, walkout basement with extra bedroom and bath, storage for days and days! Must see this beautiful ranch!

Property information

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

Success in real estate at the SERVICE of others

6705 Arbor Lane NE 002

• 1,243 sq. ft., 1 bath, 3 bdrm bi-level - MLS® $132,900 - Lots of house for the $$$

 -  Beautiful home, great neighborhood, award winning schools & convenient to everything describe this split foyer on the NE side of Cedar Rapids. Newly remodeled kitchen, newer paint, exterior entry door, roof, oak railings in foyer entrance, interior paint, carpet and vinyl. Newer remodeled 1/2 bath in 2004. Awesome backyard with huge deck for entertaining. Storage shed and two access gates. Private trail in the back for those evening walks! Very clean and well kept property and a pleasure to see!

Property information

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

"Success in real estate at the SERVICE of others."

...and the story continues.

Agent Jones walked calmly into his office and sat down at his desk.  After filing a few papers in their respective folders, he heard the familiar 'You've Got Mail" alert from his AOL account.  He turned and clicked on the email title "New Listing from IaHomesForSale.com."  Well, Agent Jones had been trying to capture the Cedar Rapids For Sale By Owner market for sometime now and so this new email notification system was sure to help him capture the "lion's share" of the FSBO market.

He opened his email and a beautiful new property unfolded before his very eyes.  The property address at the top of the email teased him ever so slightly.  "123 Forsalebyower Street" along with the homeowner information and information about the home followed.  Agent Jones could feel his heart rate starting to elevate slightly.  Then he remembered what his cardiologist had told him, "Agent Jones, you must start practicing patience and not become so anxiety ridden that your heart starts to beat irregularly." 

Well, Agent Jones tried his new breathing method designed to calm him down, but at the very tip of his brain, he couldn't help but get excited at the prospect of "bagging a new listing" that he could brag about with his fellow agents.  He knew that For Sale By Owners were inferior to his amazing presence on the real estate scene so he immediately forgot everything his doctors told him and went into Agent Jones Overdrive Mode.

Agent Jones immediately printed out the For Sale By Owner listing and typed up a brief letter explaining his vastly superior marketing techniques and presence that would sell the For Sale By Owner home in less than twenty four hours.  He placed his award winning correspondence in a red firecracker mailing tube, complete with the "Lighting Fuse" Lid.  He wasn't going to be out-marketed by the dozens of other mailings, phone calls, email campaigns, etc.  Yes, his firecracker mailing tube made him stand out above the rest of the pack!

Agent Jones couldn't contain his excitement.  Instead of taking this firecracker mailing tube to the Post Office, he decided he would go one step further.  He got into his black Lexus 470 GXL turbo SUV with license plate: RLEST8GRT.  He punched the numbers into his Garmin "123 Forsalebyower Street" and off he went.  Upon pulling into the driveway of the victim's house, Agent Jones noticed a familiar car parked next to the garage.  No, it wasn't the owner's car (not that he knew what the owner's car looked like).  No, it was Agent Smith's  2001 Saturn LW300 Station Wagon, with the familiar www.SoldYourHomeFast.com URL on the back. 

As Agent Jones passed along a few expletives we cannot say here, he pounded his fist on the dashboard in frustration.  He wondered what Agent Smith had that he didn't(other than a black Lexus 470 GXL turbo SUV).  "Hmmmm, I must figure out Agent Smith's secret to getting in the door of these For Sale By Owners and quickly overtake him in the market place."   Agent Jones backed his vehicle out of the driveway and parked down the street waiting for Agent Smith's car to leave.  Agent Smith's vehicle left a few minutes later and Agent Jones barreled his big luxury SUV up the driveway and hopped out to knock at the door. 

Raising his closed fist to knock on the front door, Agent Jones was greeted by the owner Jim Anderson.  "Mr. Anderson, I'm Agent Jones with Stalker Realty and I'd like to have a discussion with you about the error of your ways.  You see by listing your home by yourself..."  Agent Jones was interupted by Mr. Anderson, "Excuse me sir, you can save your speech for another time,  I've decided to finally list my house with Agent Smith."  Agent Jones replied, "I don't understand, I've got the best marketing techniques, the best plans for success, the best blah blah blah."  Agent Jones words fell on deaf ears.  Mr. Anderson retorted, "We've decided that after exhausting our efforts by ourself to market and sell our house, we're using Agent Smith, and here's why:

  • Agent Smith sent us an email and unlike any other email from every other Realtor, Agent Smith's email actually offered us (The For Sale By Owner) something of value. 
  • There were Ebooks and other resources on how to successfully market and sell your house by yourself.  There was a very important document that listed the top twenty-five websites to list and market your own home for free! 
  • Agent Smith actually has a "For Sale By Owner" tab on his website; something no other Realtor in town has.  It offers FREE information, and FREE consultations with him in order to sell our house by ourselves.
  • Agent Smith's real estate company Traditions Real Estate is one of the only real estate brokerages in town offering flexible commission rates starting at 5% with FULL SERVICE guaranteed!

"We simply felt that Agent Smith offered his SERVICES, stepped back and let us go through the process of trying to market and sell our own home.  He made himself available to us to offer FREE advice and continued to send us emails with other FREE services, but never once, did we feel like he was invading our space.   My wife and I discussed what we would do in the event we could not sell our house by ourselves and we concluded that we would go with a Realtor who was empathetic to our efforts to sell our own house, but offered his services to us.  We could tell that Agent Smith wasn't in real estate to make the "almighty dollar."  He was actually offering his services in a genuine and honest fashion."

By then, Agent Jones had heard all he needed to hear.  With his deflated ego barely in tow, he climbed into his black Lexus 470 GXL turbo SUV, started the engine, only to see the flashing Gas Pump Light on his dash, reminding him that he would have to fill up his vehicle again. 

While preparing for bed that night, Agent Jones said his prayers, cleaned up, and pondered on the day's events.  As he was about to toggle off the switch on his nightstand lamp, he uttered in a tired, yet confident voice, "I will live to fight another day."

Service is something that is sorely missing, not only from real estate agents, but from a lot of so called "Service Related" industries.  How many times have you walked away from a transaction feeling like you had been treated "less than professionally?'"  Real estate is all about RELATIONSHIPS.  When you are ready to begin one with me, I would be honored to sit down with you and start the process.  Thank you!

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

"Success in real estate at the SERVICE of others."

Today is Friday, April 18, 2008 and the Cedar Rapids Real Estate market has never been stronger!  Sure Iowa and Cedar Rapids bares their fair share of burdens regarding foreclosures, sub prime lending, and tightening of loan qualifiers. 

However, the market in Cedar Rapids is fairly strong.  Inventory for Buyers is increasing daily!  Now, here's a little Buyer's Education 101 lesson for you guys and gals!

When you and your family start initial discussions regarding buying your first home, it's an exciting, yet daunting task because there are so many stages involved in the process from initial contact with a Realtor to successful closing & possession of your first home!

First, you become "mentally" qualified to buy your first home.  In other words, you become excited about the process, you start to do research on the Internet, and you look for homes from your local MLS (Multiple Listing Service), provided to you by your local, friendly Realtor.

Secondly, when you are ready to take that next step... Oh by the way, what is that next step.  It's time to become "financially" qualified.  I've spoken with many first time home buyers that when asked the question, "Do you have a relationship with any of the preferred lenders in town?", their answer is a qualified "No." 

Having a relationship with a lender that deals specifically with home mortgage loans is HUGE, and here's why!

  • This lender works only on one product; home mortgage loans.  Their attention is not diverted by working on any other loan products, so their focus is narrow.
  • This lender has access to the absolute lowest interest rates & they check them first thing in the morning.  This is big, because all of a sudden, interest rates could drop by a 1/4 or 1/2 point which could save you thousands of dollars in the long run.
  • This lender has an awesome working relationship with the Realtors that give them business.  The lenders I work with take their job very seriously and ALWAYS come through with everything promised.  In fact, they always under promise and over deliver.
  • This lender communicates with you and addresses all of your questions, fears, and doubts.  Applying for a home mortgage loan is stressful enough.  Having someone on your side that treats you with respect and exceeds your expectations forms a relationship that will always be remembered.

May I recommend the services of Tami Zumbach.  She is a senior loan officer at United Security Savings Bank in Cedar Rapids, Iowa.  Her bank can guarantee the absolute lowest rates for a mortgage loan.  Her record of SERVICE to others is unmatched by any other loan officer in town.  Here is her contact information:

www.iowamortgagediva.com

tzumbach@ussbia.com

Office: 319-363-0261

Cell: 319-560-1283

So, in closing, having a working relationship with a lender is paramount to a successful transaction from start to finish.  I only work with people whose #1 goal is your #1 goal.  Have an awesome weekend!

Christopher Smith

Traditions Real Estate

www.christophersmithrealtor.com

christopher.smith.realtor@gmail.com

319-329-5988

Licensed Realtor in the state of Iowa

"Success in real estate at the SERVICE of others"

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