Cedar Rapids Real Estate Blog

When you apply for a mortgage loan and are approved as a buyer, this is your ticket to buy.  This gives you the clout to drive around with your Cedar Rapid's Realtor, view houses, choose a house, bid on a house, and buy that house.  Without credit reporting agencies or top loan officers like Jeff Harding of Skogman Mortgage ...

When you apply for a mortgage with a lender like Jeff Harding (www.iowamortgageguy.com), he, among other lenders is going to check your credit history.  You will give the lender your social security number which is the key to unlock your credit history with the three major credit reporting agencies: Equifax, Experian, and Trans Union.  ...